Top retirement planning recommendations for doctors

High quality professional indemnity policy guides for health professionals? After serving doctors clients (Practicing and Salaried), it was observed that doctors are among the most misled segment when it comes to making investments. Some have been sold with so many insurance policies, some are full of Real estate, some are so Risk averse that they prefer to have bank FDs and traditional Investments in the portfolio, and for some risk has nothing to do as they don’t have time to look at the product details, are thus are into PMS, Structured product, or AIF kind of complex structures.

We will Help you in Proper execution of the Financial Plan to put you into a Financial Discipline, and to keep your behavior biases at bay. The Earlier you Start, better it is. But In Financial Planning its never too late. If you are a beginner or have already started investing or have been investing for quite many years, but are not sure which direction you are going and if you are on Right Track or not.

Your patients trust you with their health, our clients trust us with their finances. Just like you, we take a comprehensive approach to providing care. Throughout the financial planning process, we will take everything into account to identify where you are, where you want to be, and how to get there. Working together in an ongoing relationship will allow us to be an accountability partner for you. It will ensure that you receive continual care, and that the informed decisions you make will get implemented and updated when necessary. But Do Understand that Just like Physical Wellness can’t be Improved overnight, same way Financial wellness needs time.

Being into medical profession, I hardly find enough time to manage my investments, insurances and other financials. I tried myself and then many so called professionals’ services from brokers to bankers, but to no avail as everyone was chasing his/her own job targets. My hard-earned money was getting wasted in helping people earn promotions. The financial sector has become so complex that it’s very difficult to understand the technicalities in detail. In such a scenario, you have to depend on someone who can help you in an honest and sincere manner and that too in your interest. I came in contact with Mr. Manikaran Singal in 2008 and I am quite happy with his advice and professional acumen. Discover extra info at Financial Planning for doctors.

Do you also earn Commissions from Selling Investments? How to ensure unbiased advice? No. We will always be on your side of table. We are not associated with any Product manufacturer, and thus do not earn any commission. We being SEBI Registered Investment adviser are allowed to earn only directly from clients. How Long will it take? You said Lifelong Relationship and I am not Comfortable with that. Its Ok. You may go with our Plan RICH Service, where the association gets over once the plan is complete. We will give you a detailed advise which you may execute on your own. However, if you want you may come back for review after a Year or as and when you want. Its a One time service.

With the stable profession and Recession proof Income, you are exposed to many sellers and less advisors. You are sold with Credit Cards, Different Types of easy Loans with less documentation. You become the preferred choice of Real Estate Brokers. Slowly you find that with money going into all the debts, your Financial Wellness is getting Compromised. Due to time constraints, You are exposed to many MIS sellers. You have a lot of insurance policies but still, are under insured. You may have a lot of mutual funds with no targeted goals. You may also have invested in PMS with no understanding of how it actually works. You oblige everyone from bankers, friends, to relatives, and end up with a skewed portfolio with no clear cut structure and direction. Discover extra info at here.