Financial guides for Pinoys

Earn real money tips? Mortgage loans are another popular form of debt. It’s very common when buying a home or investing in real estate to take out a mortgage from a bank or lender to help pay for the home. Mortgage rates vary widely so it’s worth taking the time to shop for a good mortgage rate if you haven’t bought a home yet. If you already have a mortgage, you might be wondering whether it makes sense to pay off your mortgage rate as quickly as possible. In most cases, it probably makes sense to keep your mortgage and invest any additional money you have into the stock market, especially if your mortgage rate is low. For five years I had a 2.3% mortgage rate even though I could have paid off my mortgage entirely, it was a better financial decision to keep using the banks’ money and investing my money in the stock market instead.

The mental association you make between work and an office can make you more productive, and there’s no reason that feeling should be lost when telecommuting. When working from home, do all the things you’d do to prepare for an office role: Set your alarm, make (or go get) coffee, and wear nice clothes. Internet browsers like Google Chrome even allow you to set up multiple accounts with different toolbars on the top — for example, a toolbar for home and a separate toolbar for work.

One more thing you will love about this company is the branches it has outside the country. Which means, OFWs can send money to their parents or relatives from abroad most conveniently. Aside from the said remittance service, it also includes services, such as e-load, bills payment, foreign exchange, banking, micro-loans, micro-insurance, pawning, and more. What you need to know is how easy to remit money via Cebuana Pera Padala. We are about to tell you the simple ways to do that. See even more details at Cebuana Padala Rates.

The other activities you are involved with can offer discounts as well. You may be surprised to learn so many cost-savings options are available to you at the activities you are planning to do. KFC: Individuals get a small drink with any meal purchased here. Jack in the Box: This location offers up to 20 percent off meals. Texas Roadhouse: Seniors may be able to find discounts through a senior menu provided. Wendy’s: Seniors can receive discounts, but these vary according to age and location. Chili’s: Seniors over 55 are eligible to receive 10 percent off of their bill. Dairy Queen: Seniors are eligible to receive 10 percent off at some locations, while other locations offer a free small drink to seniors with an additional purchase. AMC: Senior pricing on tickets is available for most shows. Discounts are up to 30 percent off. Cinemark: Senior discounts are available for early shows. Discounts here are up to 35 percent.

This is not only a way to make money but also to save money as a student. If you look at it in a different way then you are making money with every purchase you would have made anyway, whether it be 10% or 0.5% cashback. There are a number of cashback sites out there which pay you the commission they otherwise would have earned. We recommend signing up with Top Cashback, Quidco.com and Swagbucks which are free and offer the best selection of retailers and exclusives. Find more information at Digital Pinas.